Bankruptcy Litigation in New Hampshire

Simplifying bankruptcy claims

If you have enormous debt, DeBruyckere Roth & Associates, PLLC can guide you through the process of filing bankruptcy in New Hampshire. Our attorneys have handled a variety of claims for individuals and businesses, including Chapter 7, Chapter 11, and Chapter 13 cases. Without an attorney, the bankruptcy system—which is governed by a combination of federal and state statutes—can be quite confusing. Our firm seeks to simplify the legal aspects so that you can approach your financial and personal future with a renewed sense of hope.

Preparing for bankruptcy

Bankruptcy essentially provides debtors with protection from creditors in exchange for some type of legally sanctioned payment, which can take the form of liquidation of the debtor’s assets, or a proposed payment schedule. In either case, debtors will have to reveal a substantial amount of information about their financial history, in the bankruptcy petition, so that creditors and the court can judge whether to accept the claim. There are many types of information that you will have to provide:

• Values of your assets and property
• Values of debts owed to creditors and number of creditors
• Current income and expenses
• Outstanding loans, such as mortgages and car leases
• Income history

Attorneys at DeBruyckere Roth & Associates, PLLC can assist you with the paperwork and preparation of the bankruptcy petition. Providing accurate information is crucial. If you are in debt and are seeking a legal solution, contact our firm to file bankruptcy in New Hampshire.

After the petition

After your bankruptcy petition has been filed, you must attend a meeting with a trustee and creditors called the 341 meeting. During this meeting, you may have to answer questions under oath about your personal finances, so that the creditors can judge whether to approve your payment plan.

Regardless of whether you file for Chapter 7 or Chapter 13, your credit history will indicate that you filed for bankruptcy for up to ten years. While this may seem like a long time, there are many steps that you can take to improve your rating. Lawyers at DeBruyckere Roth & Associates, PLLC can advise you about some methods for improving your credit rating after bankruptcy.

Call 480-295-3470 for help filing bankruptcy in New Hampshire or contact us via our web form.