Massachusetts Personal Bankruptcy

Helping people emerge from debt

DeBruyckere Roth & Associates, PLLC assists individuals filing personal bankruptcy in Massachusetts. Our firm provides clients with the legal tools for overcoming debt and beginning the process of recovery. With years of experience handling various bankruptcy claims, our attorneys understand the anxiety and that many people feel about filing for bankruptcy. We inform clients about their options and strive to make the bankruptcy process as quick and simple as possible.

There are many reasons why people find themselves in severe debt, such as medical bills, credit card loans, student loans, and lost jobs. The important point to remember is that you are not alone. Contact us for help with personal bankruptcy in Massachusetts

Considering your options

When you contact DeBruyckere Roth & Associates, PLLC about a Massachusetts personal bankruptcy, one of our experienced attorneys will review the details of your financial situation to determine the best type of bankruptcy for you. Our lawyers typically help people decide between two types of bankruptcy in Massachusetts:

• Chapter 7 bankruptcy: Chapter 7 bankruptcy is a common option for individuals steeped in debt and involves the liquidation of non-exempt assets. The proceeds of your assets are distributed to creditors and your debts are discharged. In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act, which has made it slightly more difficult for people to file Chapter 7. A lawyer at DeBruyckere Roth & Associates, PLLC can review your situation to see if you are eligible.

   

• Chapter 13 bankruptcy: Chapter 13 establishes a repayment plan over a period from three to five years and is considered an alternative for people who do not qualify for Chapter 7 or who do not need to liquidate all of their assets. This option is only suitable for individuals with an income.

   

Attorneys at DeBruyckere Roth & Associates, PLLC will personally address your financial situation and plan a course of action free you from debt.

Call 978 686-4600 for help with bankruptcy in Massachusetts.